The Carvago toolkit
Car Ownership Cost Calculator
Bring annual fuel, insurance, maintenance and everyday running expenses into one clear budget.
Your details
Your estimate
Enter your inputs to calculate.—
Estimated annual running costRunning costs only, not a full economic total-cost-of-ownership model. Purchase price, loan payments, financing interest and depreciation are excluded. Enter all non-fuel expenses as annual amounts.
No black-box answers.
- Annual fuel = annual distance ÷ km/L × fuel price per litre.
- Annual running cost = fuel + insurance + maintenance + registration + parking/tolls + other.
- Monthly cost = annual cost ÷ 12. Cost per km = annual cost ÷ annual distance; unavailable when distance is zero.
Default inputs are examples, not live prices or recommended rates. All calculations run in your browser. Inputs are not automatically saved: print or download before leaving.
A few things to know
Does this include depreciation?
No. Use the separate depreciation tool. Keeping the models separate helps avoid double-counting purchase costs.
What if a bill is monthly?
Multiply a monthly bill by 12 before entering it. All expense fields are annual.
What happens at zero mileage?
Fuel use is zero, but entered fixed expenses remain. Cost per km is shown as unavailable.