The Carvago toolkit
Car Depreciation Calculator
Explore estimated future value using a reducing-balance depreciation rate you choose.
Your details
Your estimate
Enter your inputs to calculate.—
Estimated future valueAn illustrative scenario, not a market valuation or guaranteed resale price. Condition, mileage, local demand, history, fees and supply changes are not modelled.
No black-box answers.
- Estimated future value = starting value × (1 − annual rate ÷ 100)^years.
- Estimated loss = starting value − estimated future value.
- The model uses a constant reducing-balance rate, not a fixed cash reduction each year. It does not model appreciation.
Default inputs are examples, not live prices or recommended rates. All calculations run in your browser. Inputs are not automatically saved: print or download before leaving.
A few things to know
Which rate should I use?
There is no universal rate. Compare several clearly labelled assumptions and check current comparable offers separately.
Does it fetch live car prices?
No. It uses only the starting value and rate you enter.
What does 100% mean?
In this mathematical model, all remaining value is lost in the first year. It is not a claim about real market behaviour.